Sunday, January 22, 2012

Paying things off!

Since the end of 2011, I've been aggressively planning to get things paid off in 2012.  When I started tracking our debt (other than the house and my student loans) in July, 2011, we were at $20,846.  My goal is to have all this paid off by the end of the year and to have $7000 in savings.  I've been putting every extra bit of money I can come up with towards this plan.  So far, so good!  And I even still have my foo foo Starbucks drink - just once a month though.  It works.

So, I've got a few hundred dollars saved - it's a start.  Deric's working a lot of overtime right now so that helps immensely.  So far we've paid off: 3 credit cards (awesome) and Deric's student loans (those were pretty small).  Another big payoff plan will be coming around the bend when we get our income tax refund.  Deric's Mustang will be paid off by June which means we won't have any car payments anymore (well, until my car finally dies).  I've had it for almost 13 years!  That leaves a few other credit cards with higher balances, things like our appliances, some medical stuff, a bed we financed and my debt from the nutrition program.  It's a lot but I think it's totally doable with some discipline (and that overtime)!

Body-wise, feeling like crap though.  I've been sick for 9 days now with an ear infection and a throat/sinus/fever thing.  My body decided to be naughty after the stress from Friday I put on it - about 2 hours of driving in horrible, slippery winter conditions, then sitting through a 4 hour CPR class.  I can see it now, lol.  "Sorry dude, I know you're in cardiac arrest but if I do compressions on you, my body's going to really hurt for a few days.  You understand right?"

It is what it is, but I'm not giving it any more power than it deserves.  This too shall pass (as always).

The weight loss has leveled off a bit, partially from the insane schedule, stress and lack of getting to the gym I'm sure, but I'm still down almost 10 pounds so no complaints.  This is the first week I'll have actually stayed inside my "points" range and not overeaten so that's pretty cool.  I realized that even though I eat good, healthy food, my portions are too big.  That seems like a pretty easy fix so it's all coming along.

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